How to Finance Your Self-Employed Mortgage with Alternative Lending

How would you balance claiming income vs paying taxes without countering your mortgage affordability as someone who is self-employed?

In part two of “How To Finance Your Mortgage With Alternative Lending,” Derek and Paul discuss the break-even point for a self-employed or commissioned individual and ways to benefit from a private lender’s practical approach. Derek Serra is the Managing Director of Sales & Marketing at XMC Mortgage Corporation.

In case you missed part one:

Watch more here:
👉🏽 Self-Employed Mortgage Tips Playlist:
👉🏽 Worthwhile First-Time Homebuyer Programs Playlist:

In 17 minutes, we covered:

03:05 Understanding the break-even point with tax write-offs, what amount to save for a down payment, and how to qualify for your mortgage financing.
05:22 What are things to consider when building your business and strategizing to achieve your mortgage finance?
08:25 How does XMC set themselves apart from other private lenders?
11:09 Advice to first-time home buyers and realtors of things to consider 3-12 months from buying. Main topics: First-time home buyer program, RRSP savings program, leverage investments, and home warranty system.
14:30 Final thoughts

🤙🏽 Get in touch anytime if you want to level up your living:

Paul Davidescu (
Level Up Mortgages

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